Terms of Use

Terms of use for the Dotsure website

These terms of use apply to the use by you of the Dotsure website (“the Website”) and all information, products and services we offer or provide on the Website (“Website Services”).

  1. For purposes of these terms of use, “Dotsure” means Dotsure, a product of Pacific International Insurance Pty Limited, NZBN 9429041356500, FSP394846.
  2. You are deemed to have agreed to these terms of use, by accessing and using this Website. Should you not agree to be bound by these terms of use, stop accessing and using the Website and all Website Services immediately.
  3. The information contained on this Website is to inform you about Dotsure and the products and services Dotsure offer and to enable you to undertake certain online activities enabling you to among other things purchase selected products online.
  4. Dotsure will endeavour to keep the contents of the Website up to date and accurate, but Dotsure do not warrant or represent to you or any other person that the content on the Website is accurate or up to date at all times. Results from calculators, on-line premium estimators or quoting functions do not constitute pre-approval for cover.
  5. The Website and any Services provided on the Website are provided by Dotsure with reasonable care and skill, however we do not represent or warrant that the Website or any Website Services will:
    • operate on a continuous or no-fault basis or at any particular time or location;
    • be private or secure; or
    • be virus-free or that no other harmful features (including any files displayed or obtained from or through the Website or the Website Services or any website linked to it) will exist.
  6. Dotsure will endeavour to, as soon as reasonably possible, have a functional Website or have any Website Service restored in the event of any down time or technical problem.
  7. Dotsure will not be liable in contract or tort (including negligence) or in any other manner to you or any person for any damage or loss suffered, whether directly or indirectly, consequentially) which arises directly or indirectly from any errors or omissions in respect of the information included in this Website or any Website Services or any delay or interruption in respect of the use of the Website or the Website Services or any failure in accordance with 5 above.
  8. All copyright and other intellectual property in the information on this Website or in connection with this Website or the Website Services is owned by Dotsure. No portion of the Website or the Website Services, as the case may be, may be modified, reproduced, transmitted, saved or otherwise dealt with, except as expressly provided for on the Website or after obtaining the prior written consent of Dotsure.
  9. When utilising the Website or any Website Services (as the case may be) you are required to ensure that:
    • all supplied to Dotsure by means of utilising the Website is current, complete, accurate and provided on time; • you adhere to all laws, regulations, standards and codes that may apply;
    • all information provided to you for security purposes must be kept confidential and should not be disclosed to any third party, which information shall include any login details, usernames, passwords and PIN’s;
    • you will notify us without delay of any actual, potential or suspected unauthorised use of the security information relative to you.
  10. You accept, unconditionally, all responsibility for using the Website and/or the Website Services, as the case may be, and you indemnify Dotsure, its officers and employees against all costs, expenses and damages incurred in connection with any claim brought by a third party against Dotsure, arising from your use of this Website or the Website Services, a breach of these terms of use or a violation of any rights of another party. We furthermore reserve our right to suspend or terminate your use of the Website or any Website Services, as the case may be, at any time should you breach the terms of use.
  11. This Website may contain links to websites of third parties. These websites are not controlled by Dotsure and accordingly, Dotsure cannot be held responsible for the content of any of these Websites or for any direct or indirect loss or damage that you or any other person may suffer by accessing, utilising or relying on these other websites. By including any link on this Website, Dotsure is not endorsing, recommending or warranting the linked website or the products and services provided in accordance therewith or any association with its operators. You are using and relying on these websites at your own risk.
  12. You agree to remove any link created or utilised by you, of this Website, upon request of Dotsure and you may not frame any part of the material on the Website.
  13. Should you enter into any transaction with an advertiser or another third party who appear on this Website, that transaction is solely between you and such advertiser or other third parties. Dotsure will not be responsible for and cannot be held liable for any portion of such transaction. 14. Dotsure reserves its right to amend these terms of use whenever they deem fit without notifying you thereof and such terms and conditions, revised from time to time, will apply to your use of the Website or any Website Services as the case may be. All other information contained in this Website is also subject to change without prior notification, at any time, in the sole and unfettered discretion of Dotsure.
  14. Should there be any conflict between the terms and conditions and the content included on the Website and the terms and conditions of our policies, the terms and conditions of the policies will take precedence.
  15. The contents of this Website and any agreements that may be entered into with Dotsure as a result of the utilisation of this Website, have been and shall be prepared in accordance with the laws of New Zealand. The contents of the Website as well as the aforementioned agreements shall be governed by the laws of New Zealand law and the courts of New Zealand shall have exclusive jurisdiction.
  16. All references made to ‘$’ and ‘dollar’ whether it be premiums or benefit limits or other numbers, shall be to New Zealand dollars and shall be inclusive of goods and services tax (unless otherwise provided).
  17. Any questions, concerns or complaints in respect of this Website or the Website Services, as the case may be, may be directed to Dotsure, via e-mail [email protected]